Version: 1.0.2 | Published: 1 Sep 2025 | Updated: 14 days ago
Income Volatility
Dataset
Summary
Citation:
CITATION INCOMPLETE
Documentation
Description:
This dataset provides insights into income stability and financial fluctuations using a thirteen-week rolling window, and was developed by Smart Data Foundry for the Joseph Rowntree Foundation. It includes detailed measures of income variability, payment intervals, main income sources, and employment status, helping to assess financial resilience and economic uncertainty.
The data is derived from effectively anonymised personal current account records from a major UK high street bank and is accessible at microdata level through Smart Data Foundry’s Trusted Research Environment (TRE). This dataset enables in-depth research on income patterns, financial security, and the impact of income fluctuations across different demographic groups.
Is Part Of:
Income Volatility
Coverage
Spatial
Spatial Coverage:
Great Britain
Geographical Levels:
part postcode
Temporal
Start Date:
04 August 2019
End Date:
03 June 2024
Frequency:
Irregular
Provenance
Source:
Other
Purpose:
Administrative
Collection Situation:
UK banking data
Access and Governance
Usage
Condition of Access:
Approval-based access
Condition of Use:
On a project-by-project basis and subject to ethics approval
Resource Creator:
Smart Data Foundry
Access
Access Service:
This dataset is available via the Smart Data Foundry Trusted Research Environment. More information is available here: https://portal.smartdatafoundry.com/trusted-research-environment
Jurisdictions:
GB-SCT
Data Controller:
Smart Data Foundry
Access Request Cost:
Not Applicable
Data Processor:
Not Applicable
Format and Standards
Languages:
en