Version: 1.0.3 | Published: 1 Sep 2025 | Updated: 14 days ago
Income Variability
Dataset
Summary
Citation:
CITATION INCOMPLETE
Documentation
Description:
The Income Variability dataset measures fluctuations in income over time and was developed by Smart Data Foundry for the Joseph Rowntree Foundation. It tracks income stability by categorising individuals into High, Medium, or Low variability based on changes in their salary over a thirteen-week rolling window.
The data is derived from effectively anonymised personal current account records from a major UK high street bank and is aggregated at postcode area and demographic levels (sex, age bands) to ensure privacy. It provides insights into how income stability varies across regions and population groups.
Is Part Of:
Income Volatility
Coverage
Spatial
Spatial Coverage:
Great Britain
Geographical Levels:
part postcode
Temporal
Start Date:
04 August 2019
End Date:
03 June 2024
Frequency:
Irregular
Provenance
Source:
Other
Purpose:
Administrative
Collection Situation:
UK banking data
Access and Governance
Usage
Condition of Access:
Approval-based access
Condition of Use:
Institutional approval
Resource Creator:
Smart Data Foundry
Access
Access Service:
This dataset is available to download from the Smart Data Foundry data catalogue.
Jurisdictions:
GB-SCT
Data Controller:
Smart Data Foundry
Access Request Cost:
Not Applicable
Data Processor:
Not Applicable
Format and Standards
Languages:
en
Enrichment and Linkage
Related Datasets:
Payment Interval; Income Source
Linkage Opportunity:
Linkable via cid variable