Version: 1.0.1 | Published: 1 Sep 2025 | Updated: 14 days ago
Low Emergency Resilience
Dataset
Summary
Citation:
CITATION INCOMPLETE
Documentation
Description:
Low Emergency Resilience is a longitudinal dataset that looks at current account holders who have limited financial resources to effectively respond to emergency or unplanned expenses. It is derived from banking transaction data from a major UK high street bank.
The variable is an aggregate measure of the preceding five weeks. It is created by representing low emergency resilience as 2 or more balance events below a threshold of £100, counting the number of accounts that exceed this threshold.
Is Part Of:
Economic Wellbeing
Coverage
Spatial
Spatial Coverage:
Scotland
Geographical Levels:
ITL2
Temporal
Start Date:
04 February 2024
End Date:
30 March 2025
Frequency:
Irregular
Provenance
Source:
Other
Purpose:
Administrative
Collection Situation:
UK banking data
Access and Governance
Usage
Condition of Access:
Approval-based access
Condition of Use:
Institutional approval
Resource Creator:
Smart Data Foundry
Access
Access Service:
This dataset is available to download from the Smart Data Foundry data catalogue.
Jurisdictions:
GB-SCT
Data Controller:
Smart Data Foundry
Access Request Cost:
Not Applicable
Data Processor:
Not Applicable
Format and Standards
Languages:
en
Enrichment and Linkage
Related Datasets:
Living Beyond Means; Overdrawn Accounts
Linkage Opportunity:
Linkable via cid variable